Article Archive for 2012

Fire Damage Claims

Fire Damage Claims

November 12, 2012

It is important for the insurance and restoration industries to understand the exact type of material damage that can occur to residential and commercial structures during fire and fire suppression events.

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Is This Structure Worth Saving?

October 29, 2012

Interpreting the requirements for structural building shell modifications based on ap- plicable building codes can be a challenging and sometimes frustrating endeavor.

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Air Barriers: Beneficial or Just Hot Air?

July 20, 2012

This article was featured in the May 2012 issue from EDC (Environmental Design + Construction) Summary: What to know regarding the form function and benefits of an air barrier in the design, engineering and construction market. The full article is available on EDC’s website here, but to find it you need to type in “55” […]

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Wood Roofing: Separating Cosmetic Damage From Performance-Reducing Damage

June 13, 2012

Article originally published by Property Loss Research Bureau (PLRB). Reproduced by permission from PLRB Wood shingles and shakes comprise a small, but significant, portion of the steep-sloped roofing market. These wood roofing products seem to show up in more and more hail claims. The big question lies in what is performance-reducing damage and what is simply […]

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Winter Season Water Losses

June 12, 2012

It’s that time of year again – cold weather is upon us, and so are the inevitable claims and damages from frozen pipe water losses. The dollar amount of these claims can be significant, ranging from $5,000 to well over $100,000. A “passive” water loss failure is one that happens quietly, without the insured noticing […]

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Installing Exterior Stairs? Choose a Lasting Design

June 11, 2012

Exterior stairs should be designed and constructed such that the service life of the stair assembly is no less than the life expectancy of the building or structure to which they provide access, and are maintainable without non-visible damage occurring.  Increasing the ability of exterior stair assemblies to withstand prolonged exposure to moisture and other […]

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Investigations of Wildfire and the Growing Natural Hazard

The wildfire problems of the United States continue to plague homeowners, firefighters, and insurers. In fact, the drought of the western U.S. is going into its 10th year, and its effects are showing increasingly. Georgia experienced its largest wildfire in history in April of 2007. A large, stubborn wildfire tied up federal resources in the […]

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Deflections in Deck and Balcony Railings

June 10, 2012

Deck and stair railings that do not meet code requirements or have excessive deflection present a danger to the public and result in a multitude of insurance and construction-related claims.  As forensic engineers, we typically see common areas of railing design that are deficient to code or serviceability.  In order to understand the construction and […]

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Appraisal And Umpire Processes For Settling Disputes

June 8, 2012

The appraisal process for settling disputes can be easy or it can be a long, drawn out procedure finally ending with both sides appealing to an umpire. The appraisal process as it applies to hail and wind damage to roofs typically begins after the original adjuster has rendered a decision that the homeowner does not […]

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Stucco wall

EIFS: History and Review of the ‘Failure’ Mechanisms

June 7, 2012

While no one may truly know when stucco was first developed or installed, it is known that stucco type applications where applied as early as 5,000 years ago when the Egyptian’s and Meso-American cultures utilized gypsum and lime mortars to surface the exterior stone or block faces of the pyramids. Exterior plaster/stucco applications and advancements […]

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